Services

End-to-end claims handling
for Professional & Financial Lines.

Eight disciplines, delivered as one continuous claims function — from first notification through coverage analysis, negotiation, and litigation management.

01

Policy notifications

We evaluate and administer new policy notifications from the moment they arrive: triage, acknowledgement, reserve recommendation and a clear next step. Insurers and policyholders know exactly where the claim sits, every step of the way.

02

Coverage advice

We provide initial and detailed coverage advice to policyholders and insurers under PI, D&O and broader Financial Lines wordings. Positions are set out in writing, in plain language, and supported by the policy language and case law where it matters.

03

Instructing Counsel

Because our team are qualified lawyers, we can instruct Counsel directly. That gives clients unparalleled access to experienced technical and legal leaders for coverage opinions, merits views, and quantum analysis — without an extra layer of cost.

04

Claims negotiation & settlement

We negotiate and settle claims commercially and proportionately, without routinely instructing panel solicitors. Many claims that would otherwise sit in litigation are resolved through structured, lawyer-led negotiation.

05

Response advice

Early decisions shape every claim. We provide initial response advice to policyholders on how, when, and what to admit, deny or investigate further — protecting position and reducing downstream cost.

06

Letters of Response

We assist with Letters of Response to legal claims, including Pre-Action Protocol responses. Each one is drafted with the rigour of litigation correspondence and the commercial awareness of an experienced claims handler.

07

Client account management

We manage designated client accounts for settlement transactions. Funds are received, held and paid out under tightly controlled processes, with a clean, auditable ledger available to clients at all times.

08

Litigation management

Where litigation is unavoidable, we manage it strategically — instructing approved panel law firms and barristers, controlling spend, setting the case strategy and reporting clearly through to trial or settlement.

How we work

How a claim moves through Mitre.

One continuous claims function, from the first notification to the final settlement — so nothing is handed off, dropped or duplicated.

01

Notification & triage

Same-day acknowledgement, an initial reserve recommendation and a clear next step.

02

Coverage analysis

A written position under PI, D&O and Financial Lines wordings — in plain language.

03

Response strategy

How, when and what to admit, deny or investigate further to protect position.

04

Negotiation & Counsel

Lawyer-led negotiation, with Counsel instructed directly where merits or quantum require it.

05

Resolution or litigation

Settle commercially and proportionately, or manage panel firms through to trial.

06

Reporting & MI

Clean, auditable reporting and portfolio management information throughout.

Sectors

Built for Professional & Financial Lines.

Our handlers have defended claims across the full spread of regulated professions. Whatever the discipline, the claim is read with a lawyer's eye and run with a claims handler's discipline.

Solicitors & law firms

Professional negligence and regulatory exposures.

Accountants & auditors

Audit, tax and advisory liability claims.

Surveyors & valuers

Valuation, survey and building consultancy disputes.

Architects & engineers

Design, specification and project liability.

Financial advisers

IFA, wealth and pension advice claims across Financial Lines.

Insurance & mortgage brokers

Intermediary and placement liability.

Directors & officers

Management liability and D&O exposures.

Other regulated professionals

Miscellaneous and emerging professions.

Talk to us

Ready to instruct Mitre?

Tell us about the portfolio or single claim. We will respond the same working day with a clear next step.